# Purchasing Tokens

By the end of this guide, you'll have purchased your first commodity tokens and understand how to view and manage them.

***

### Before You Begin

#### Prerequisites Checklist

Before making your first purchase, ensure you have:

**Account Setup:**

* [AuResources account created](https://auresources.gitbook.io/help-center/getting-started/creating-your-account)
* Signed in to the platform
* Wallet connected (or using email/SSO sign-in)

**For Credit Card Payments:**

* Valid Visa or Mastercard
* Billing information ready
* Government-issued ID (Stripe may require for verification)

**For Cryptocurrency Payments:**

* Wallet with sufficient USDC, USDT, or DAI
* Sufficient POL for gas fees (at least 0.5 POL recommended)
* Wallet connected to platform on the Polygon network

**General:**

* Reviewed project details
* Understood token specifications
* Know how much you want to purchase
* Read [Terms & Conditions](https://auresources.io/terms-conditions) and [Bailment Agreement](https://cdn.auresources.io/AuResources_Bailment_Agreement.pdf)

***

### Choosing a Project

#### Accessing the Marketplace

1. Navigate to [**https://dapp.auresources.io**](https://dapp.auresources.io)
2. You'll see available projects and tokens

#### Understanding Project Listings

Each project/token displays key information:

* **Project Name:** Identifies the producer and commodity type
* **Token Symbol:** Ticker symbol for the token (e.g., PGF-28 for Prosperite Gold Future 2028)
* **Commodity Details:** Type of commodity (gold, silver, etc.)
* **Quantity per token:** typically 1 gram
* **Purity standard:** e.g., 99.9% for gold
* **Discount percentage:** The discount percentage applied on the spot price
* **Maturity Date:** When the commodity will be refined and available (e.g., Q4 2028)

***

### Step-by-Step Purchase Process

{% stepper %}
{% step %}

#### Select Your Project

1. Browse available projects/tokens in the marketplace
2. Click on a project/token to view full details
3. Review:
   * Token specifications
   * Maturity date
   * Discount rate
   * Project documentation
   * Bailment agreement for this project
     {% endstep %}

{% step %}

#### Choose Purchase Amount

1. Select your payment method (Card or Crypto)
2. Enter the quantity (in troy ounces) you want to buy ("You Get" field) or the amount you want to spend ("You Pay" field)
3. Review the calculation:
   * Number of tokens
   * Price per token
   * Gas cost (if applicable)
   * Total cost
     {% endstep %}

{% step %}

#### Review Terms and Conditions

Before proceeding, you must review the terms and conditions. By completing your purchase, you agree with our terms and conditions, including the bailment agreement.
{% endstep %}

{% step %}

#### Complete Your Payment

#### Paying with Credit/Debit Card

Credit card payments are processed through Stripe, a secure payment processor. Stripe handles all payment information and KYC requirements.

**What AuResources Sees:**

* Payment successful/failed status
* Amount paid

**What AuResources Does NOT See:**

* Your card number
* Billing address details
* Personal identification documents
* Any KYC information

All sensitive data is handled exclusively by Stripe.

<details>

<summary>Step-by-Step Card Payment</summary>

1. **Click "Pay with Stripe":** You'll be directed to Stripe's secure checkout
2. **Verify the amounts**
3. **Connect your link account or create a new one with your email**
4. **Confirm the wallet address on screen** (it WILL be different from your connected wallet)
5. **Complete Stripe Verification**
6. **Add your payment method**
7. **Confirm Payment**
8. **Wait for processing** (can take up to 5 minutes)
9. **Payment Confirmation**
10. **Confirmation email sent**
11. **Tokens will be sent to your wallet address**

</details>

#### Paying with Cryptocurrency

Cryptocurrency payments are processed directly on the blockchain. No personal information is required, but you need to have the appropriate stablecoin and POL for gas fees.

#### Supported Cryptocurrencies

**USDC (USD Coin)**

* **Most recommended**
* Most liquid on Polygon
* 1:1 USD peg
* Widely available

**USDT (Tether)**

* Also widely used
* 1:1 USD peg
* Available on most exchanges

**DAI**

* Decentralized stablecoin
* 1:1 USD peg
* Algorithmic stability

{% hint style="warning" %}
**Network:** All must be on Polygon network, not Ethereum or other chains.
{% endhint %}

<details>

<summary>Step-by-Step Crypto Payment</summary>

1. **Select Cryptocurrency Payment**
2. &#x20;**First Transaction: Token Approval**
3. **Second Transaction: Token Purchase**

After approval, click the "Complete purchase" button.

**Purchase Transaction:**

* Another wallet popup appears
* Transaction type: "Contract Interaction"
* This is the actual token purchase

**Review:**

* Verify the amount being spent
* Check you're receiving correct number of tokens
* Review gas fee (usually $0.05-0.15)

**Action:**

* Click "Confirm" in your wallet
* Wait for confirmation (5-30 seconds)
* You'll see a "Purchase successful" popup with your transaction details

</details>
{% endstep %}
{% endstepper %}

### After Your Purchase

#### Verifying Your Tokens

After completing your purchase, you should:

1. **Check your wallet:** Your tokens should appear in your connected wallet within a few minutes
2. **View on the platform:** Navigate to your account dashboard to see your token holdings
3. **Transaction record:** You can view your transaction history on the platform
4. **Blockchain verification:** Use a Polygon block explorer (like PolygonScan) to verify the transaction on-chain

#### What Happens Next

**Immediate:**

* You now legally own the commodity represented by your tokens
* The bailment agreement is in effect
* The producer holds custody and will extract, refine, and store the commodity

**Before Maturity:**

* You can use tokens as collateral to borrow AuUSD
* You can transfer tokens to others
* You can view your holdings and transaction history
* The producer extracts and refines your commodity

**At Maturity:**

* Your tokens become eligible for physical delivery
* You can request delivery (subject to minimum amounts and fees)
* You can convert to stablecoins through the platform
* You continue to own the physical commodity

***

### Troubleshooting

#### Common Issues

**Credit Card Payment Failed:**

* Verify card details are correct
* Ensure sufficient funds
* Contact your bank (some flag crypto-related purchases)
* Try a different card
* Contact Stripe support for specific payment issues

**Crypto Transaction Stuck:**

* Check Polygon network status
* Verify you have enough POL for gas
* Try increasing gas price in wallet settings
* Wait for network congestion to clear

**Tokens Not Appearing:**

* Wait 5-10 minutes for blockchain confirmation
* Verify you're viewing the correct wallet address
* Check the token contract is added to your wallet
* Contact support if tokens don't appear after 30 minutes

***

### Key Takeaways

{% hint style="info" %}
Purchasing commodity tokens is straightforward. Choose between credit card payments (processed by Stripe with KYC) or cryptocurrency payments (no KYC required). Both methods result in immediate ownership of the commodity represented by the tokens.

Credit card purchases involve a single payment through Stripe's secure system. Cryptocurrency purchases require two blockchain transactions: first approving the platform to access your stablecoins, then completing the actual purchase.

Once purchased, you legally own the commodity. The producer acts as custodian under the bailment agreement, extracting, refining, and storing your commodity until maturity when you can request physical delivery or convert to stablecoins.
{% endhint %}